Disclaimer
Effective date: 2026-07-01
Plain-language summary — what this means
DividendIQ is an educational research and modeling tool. It is not personalized investment or tax advice, and it does not tell you what to buy or sell. All scores and projections are general information and estimates. Always do your own research and consider consulting a licensed professional.
DividendIQ is not investment or tax advice.
DividendIQ, a service of CRYPTOCO, INC. is not a registered investment adviser, broker-dealer, or tax preparer, and does not provide personalized investment, tax, financial, or legal advice.
1. General information only (publisher's exclusion)
DividendIQ publishes general, impersonal research tools and educational content of general and regular circulation. It does not provide advice about the value of securities, or the advisability of investing in, purchasing, or selling securities, that is tailored to any individual's particular financial situation. Nothing on this service should be construed as a recommendation to buy, sell, or hold any security.
2. DivIQ Score is a general metric
The DivIQ Score and related proprietary metrics (such as the Bedrock Dividend Factor, Income Growth Efficiency, and Total Return Efficiency) are general, impersonal quality metrics computed from public and historical data. They are not a rating of suitability for you and are not a recommendation. Do not treat any score as personalized advice.
3. Projections and estimates
Income projections, retirement modeling, after-tax figures, Monte Carlo simulations, and similar outputs are estimates based on assumptions and historical data. Actual results will differ. Companies raise, cut, or skip dividends; markets move; and past performance does not guarantee future results.
4. Taxes are estimates, not tax advice
After-tax projections are educational modeling only and may differ from your actual tax filing. DividendIQ is not a tax preparer and does not file your taxes. Consult a qualified tax professional (CPA, Enrolled Agent, or tax attorney) before making filing decisions.
5. Do your own research
You are solely responsible for your own investment and tax decisions. Consider consulting a licensed investment adviser or tax professional before acting on any information from this service.
6. Contact
Questions about this disclaimer? Email support@dividendiq.com or see our Contact page. The operating entity is CRYPTOCO, INC..
This disclaimer is provided for general information and is pending professional legal review.